Category: Bixby Real Estate (3)

Jim Bigelow and Lindsey Stucky from Bigelow Group Real Estate
The Bigelow Group team: Jim Bigelow, daughter Lindsey Stucky, Scot Jobe, Ali Herrmann, Kathy Zwart

I know some of this may sound silly but it will affect your ability to qualify for a mortgage.

  1. Don’t change jobs even if you get a large raise. Ask the new employer if you can wait to start until your mortgage is closed. Also don’t reduce hours, quit or start your own company.
  2. Just because you are on vacation don’t make a late payment for anything. Make the payment early and be safe.
  3. Don’t buy a vehicle for any reason again wait until after closing. You will be glad you did.
  4. Okay maybe your new house deserves some new furniture but don’t buy it until after closing. Just writing up the ticket or getting no payment for a year can and will jeopardize your mortgage closing.
  5. Don’t close a credit card, increase the balance or max out the limit.
  6. Oh yah Don’t Shop for any new credit cards of any type either.
  7. Do not co-sign for a loan or credit card with another person.
  8. Don’t spend any of your down payments money even if you think you have more than enough.
  9. Do not take a loan against your retirement/investment funds or get a gift for the closing cost without talking with your lender first. There are specific guidelines that must be followed.
  10. Don’t make any large deposits into your bank account outside of payroll. And if you do have the funds documented as in some case these funds will not be allowed to be used for closing.
  11. Do not deposit cash
  12. Do not change bank accounts or transfer funds to a new bank
  13. Continue to pay all of your existing bills timely
  14. Do check your email on a regular basic as your lender may need addition documentation and respond as timely as possible.

I know this sounds like common sense but will all do things on a daily bases without thinking that yes we can afford but causes an underwriter to ask for additional information or just reject the loan at the last minute.

Call me anytime and let’s discuss real estate. We are here to help or Check Out Heather Jobe at First Mortgage  www.firstmortgageco.com/heatherjobe

Ranch

CUSTOM PHOTOGRAPHY / VIDEOS

Today, all major studies show the vast majority of prospective home buyers utilize the internet to search for homes. The same studies also report buyers will spend more time looking at homes which have quality pictures and/or videos for them to view than those that don’t. At The Bigelow Group / Coldwell Banker Select we recognize the importance of photos and video in selling homes today.

Therefore, we now have a professional state-of-the-art video tours which may include aerial drone footage, indoor tours and voice-overs. These stunning, high definition videos highlight your home and its amenities to give the viewer the best impression of your home and keep their attention on your property. We also provide a YouTube video which can be shared easily online to generate more interest in your home.

The Bigelow Group / Coldwell Banker Select we also know how to disseminate these photographs and Videos to be included on all the residential home searches to include www.coldwellbanker.com, www.cbtulsa.com, www.jimbigelow.com, www.trulia.com/Homes, www.Realtor.com, www.zillow.com, www.youtube.com/user/realestate, just to name a few.

Contact Jim Bigelow, Lindsey Stucky, Ally Herrmann, Scot Jobe or Kathy Zwart to learn more about our custom photography & videos and how they can work to get your home SOLD!

Jim Bigelow Associate Broker Coldwell Banker select

918-640-4657, Jim@jimbigelow.com, www,jimbigelow.com

Serving the Tulsa Metropolitan area.

We seem to have experienced an early spring this year with above normal temperatures and some good rains. You may have already completed your spring maintenance jobs, but in case you have not, here are some suggestions.

 

  1. Check your gutters and downspouts.  Look for loose or damaged gutters as well as blockages in             downspouts.
  2. Inspect your roof for winter damage. Look for loose and missing shingles.
  3. Take a close look at your chimney. Look for cracks, missing mortar, loose bricks or boards and signs of         rot.
  4. Examine your drainage. Make sure soil slopes away from your foundation at 6 inches with the first 10             feet on all sides.
  5. Check your siding. Has any of it come loose or began to rot? Repair any damaged sections before             moisture has a chance to set in.
  6. Schedule your biannual HVAC inspection. Have a professional inspect and repair as needed.

 

The six suggestions above is only an abbreviated list of recommended maintenance items.  For a more detailed list and explanation, you can go to houselogic.com and search under “Spring & Summer Seasonal Maintenance Guide”.  Also, if you need the name of a professional service person to evaluate and make repairs, contact me via phone or email.  I keep a list of repair specialist and would be happy to share a name with you.

Jim Bigelow

918-640-4657

jim@jimbigelow.com

www.jimbigelow.com

Jim Bigelow who is a realtor at Bigelow real estate group.